Our story

Built by a 30% bracket investor,
for 30% bracket investors.

BracketWise exists because generic investment content ignores the single biggest drag on returns for high-income Indians — taxes. We built the research platform we wished existed.

"I kept seeing great investment ideas that made no sense for my tax bracket. A stock with 25% gross return, held for 8 months, costs 20% STCG. That's not a great investment anymore — it's barely beating a debt fund. Nobody was building research that accounted for this."

— Founder, BracketWise · Bengaluru


The problem we solve

Tax is the hidden return killer.

At the 30% income tax bracket, the difference between a 12-month hold (LTCG at 12.5%) and an 11-month hold (STCG at 20%) on ₹10 lakh of gains is ₹75,000. Every year. On gains you actually earned.

Most investment research is written for institutional investors who operate in a completely different tax world. The institutional analyst issuing a research rating on HDFCBANK pays no STCG — their fund is structured differently. You do.

BracketWise is built for individual investors in the 30% tax slab who want research that accounts for the reality of their tax situation — not research written as if taxes don't exist.

30%
Income tax slab — our primary audience
₹75K
Saved per ₹10L gains by choosing LTCG over STCG
12.5%
LTCG rate after ₹1.25L exemption — vs 20% STCG
₹1.25L
Free LTCG exemption that resets every April

How we think

Three principles that guide everything.

01
Output only, process private

We share what our research observes — not how we arrive there. Our factor model, weights, and thresholds are proprietary. What you receive is the signal, not the machinery behind it.

02
Track record built in public

Every research observation is logged with a date and reviewed publicly at the outcome horizon. We report what we got right and what we missed. A track record built in public is the only kind worth trusting.

03
Tax discipline above all

Every signal is evaluated for after-tax return, not gross return. A 22% return held 12+ months beats a 25% return held 8 months at the 30% bracket. We never forget this.


The journey

From personal tool to public platform.

BracketWise started as a private AI agent built for one portfolio — the founder's own. The goal was simple: automate the daily research workflow that was being done manually every morning before markets opened.

After building factor screening, macro intelligence, tax calendar alerts, and a self-improving model — the question became obvious: why keep this private? Every 30% bracket investor in India has the same problem. The platform became a product.

Early 2026
Private AI agent built

Factor screener, macro intelligence, Telegram morning briefing — all running privately for one portfolio.

April 2026
BracketWise launched

Platform goes public. Track record clock starts. First weekly brief published. Signal log begins.

Coming soon
20% and 5% bracket editions

Different tax slabs, different research filters. Launching after the 30% edition builds its track record.

Future
Portfolio personalisation

Upload your portfolio, get research filtered for your exact holdings, tax position, and ESOP situation.

Legal clarity

What we are — and what we are not.

What BracketWise IS

  • An AI-generated equity research platform
  • A source of general market observations and analysis
  • A tax calendar and financial awareness tool
  • An educational resource for high-income Indian investors

What BracketWise is NOT

  • A SEBI-registered Investment Adviser (IA)
  • A SEBI-registered Research Analyst (RA)
  • A source of personalised investment advice
  • A portfolio management service

All content on BracketWise is AI-generated market research for informational and educational purposes only. Nothing constitutes investment advice or a recommendation to transact in any security. All investment decisions are your sole responsibility. Consult a SEBI-registered investment adviser for personalised advice. SEBI Helpline: 1800 266 7575 | sebi.gov.in

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