AI Equity Research · India

Smarter investing,
tax bracket wise.

My personal notes on equity markets, filtered for the 30% tax bracket. I track what I observe, publish it weekly, and report back on whether I was right. A hobby project — not advice.

At 30% slab — LTCG focus, no F&O, no dividends, NPS 80CCD(2) optimisation.

✓ You're on the list. First brief arrives this Sunday.

Personal hobby project · Not SEBI-registered advice · Free to follow along

Today's signals · 30% bracket Personal Notes
ICICIBANK
Banking · PE 18x · Q:62
HIGH ATTENTION
Score 52/100
PERSISTENT
IT · PE 49x · G:75
ON RADAR
Score 44/100
DIXON
Electronics · 25% wt
REDUCE WEIGHT
Score 43/100
NIFTY 50 ▲ 24,050 +1.16% BANK NIFTY ▲ 55,912 +1.99% INDIA VIX 18.9 ELEVATED USD/INR ▲ 93.05 +0.84% CRUDE OIL ▼ $65.4 -1.3% FII FLOWS ▼ SELLING LTCG EXEMPTION ₹1.25L RESET · FY2027 NIFTY 50 ▲ 24,050 +1.16% BANK NIFTY ▲ 55,912 +1.99% INDIA VIX 18.9 ELEVATED USD/INR ▲ 93.05 +0.84% CRUDE OIL ▼ $65.4 -1.3% FII FLOWS ▼ SELLING LTCG EXEMPTION ₹1.25L RESET · FY2027

The system

Research that knows your tax bracket.

Most investment tools ignore the single biggest drag on returns — taxes. I try not to. Every observation is filtered for your tax slab.

01

Factor screening

I screen NSE 500 stocks daily using a personal factor model. Automated gates filter expensive and low-quality stocks — protecting against the most common return-destroying mistakes for high-bracket investors.

02

Tax bracket filter

At 30% slab, every signal is reviewed for LTCG eligibility. Dividend stocks flagged as inefficient (taxed at 30% for you). F&O excluded entirely. Your after-tax return is the only metric that matters.

03

Macro overlay

Crude oil, dollar index, India VIX and FII flows scanned every morning. When VIX is elevated, recommended position sizes automatically reduce by 30%. Brief arrives at 7:30 AM before markets open.

Tax bracket intelligence

One size never fit all investors.

The same stock can be a good or bad investment depending on your tax slab. Here is how the same stock looks different across brackets.

Growth investors
0–5% slab
Income below ₹7L
  • STCG tolerable at 20% — more flexibility
  • Momentum and growth stocks suitable
  • Small/midcap allocation up to 30%
  • Tax is not the primary constraint
Balanced investors
20% slab
Income ₹7L–₹15L
  • LTCG strongly preferred over STCG
  • Quality + growth combination ideal
  • Avoid F&O — taxed at slab rate
  • Annual LTCG harvest in February

What you receive

Notes that work while you sleep.

One observation, one tax note, one thing to watch — every week. My personal market journal, filtered for the 30% tax bracket.

📊
Factor screener

I score NSE 500 stocks daily across multiple fundamental and technical dimensions. Personal gates automatically exclude the stocks most likely to destroy after-tax returns for high-bracket investors.

🌐
Global macro scan

Crude oil, dollar index, India VIX and FII flows scanned every morning. My personal fear index automatically adjusts position sizing based on market conditions. RISK_OFF signals trigger defensive mode — protecting capital before it needs recovering.

🛡️
FOMO filter

My sentiment filter detects stocks driven by retail frenzy rather than fundamentals — automatically excluded from observations. Protects against the most common high-bracket mistake: chasing momentum at the top and paying 20% STCG on the correction.

🏛️
Tax calendar alerts

LTCG harvest window in February, STCG loss harvest in March, advance tax dates, ITR reminder — all automated via Telegram. Saves up to ₹15,625 per year.

📞
Concall intelligence

Quarterly results analysed within minutes of announcement. Management tone, revenue trajectory, order book, margin trends — extracted and rated automatically.

🔄
Self-improving model

Every observation is published, logged, and outcome-reported publicly. Wins and misses both. The track record builds in public — the only kind worth trusting.

Track record

Every observation. Published. Outcome reported.

I publish my observations openly and report back on every one — what played out and what did not. A track record built in public is the only kind worth trusting.

Apr 2026
Track record started
Every signal logged from day one
Weekly
Signal frequency
One insight. Tracked to outcome.
12 mo
Outcome horizon
LTCG-aligned holding period
Public
Transparency
Wins and misses both reported
Signal log — Week 1 Outcome: Apr 2027
ICICIBANK
Apr 12, 2026 · Banking · 30% bracket
FLAGGED
Outcome check: Apr 2027
"FII selling creating temporary price disconnect from unchanged fundamentals. Personal note: HIGH ATTENTION." — Week 1 brief

Want the full brief with tax actions?

Read my Week 1 notes. I report outcomes — you decide if my thinking is useful.

↓ Read Week 1 brief View all briefs →

All signals are AI-generated research — not SEBI-registered investment advice. Past signals do not guarantee future results. I report outcomes publicly — including when I was wrong.

Tax bracket coverage

30% bracket live. Others coming soon.

Research filtered for your exact tax situation. Starting with the 30% bracket — the most under-served by generic investment content.

Live now
30% Slab
Above ₹15L
LTCG focus · No dividends · No F&O · NPS optimisation · ESOP guidance
Coming soon
20% Slab
₹7L–₹15L · More flexibility · Growth stocks · Different harvest timing
Coming soon
0–5% Slab
Below ₹7L · Broader universe · Momentum emphasis · STCG less penalising
Planned
HNI
Above ₹1Cr · Surcharge planning · Unlisted securities · AIF exposure

Follow along — I will notify you when your bracket edition notes begin.

Get started

Follow along. Free.

I share one market observation, one tax note, and one thing to watch — every week. My personal learning journal, open to all.

✓ You're on the list. First brief arrives this Sunday.

Free to read · No signup required · Not advice